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Actionable financial frameworks from a former $300M company CFO — cash flow management, fractional CFO guidance, and M&A preparation for SMB owners and startup founders.

$27M

Turnaround Led

$4B+

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Kellogg

MBA

15+ yrs

Finance Leadership

Why Trust CurrentCFO

Real CFO Experience

Written by a former $300M company CFO who led a $27M turnaround and managed $4B+ in investment banking deals.

Actionable Strategies

Practical frameworks and templates you can apply today — 13-week cash flow forecasts, KPI dashboards, and more.

No-Nonsense Education

We educate, not sell. Complex financial topics explained clearly. Consult a professional for personalized advice.

Latest Articles

QofE Adjustments That Close the Gap Between Your Books and Acquirer Valuations — Small Business Acquisition

Explains the specific QofE adjustments acquirers make to founder-reported financials at $1M-$10M revenue and why those adjustments matter. Written as a peer practitioner who has guided sellers through the process. Readers will learn which line items get normalized, how adjustments affect valuation, and how to audit their own books before a sale.

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Cash Flow Crisis Playbook What to Cut First — Small Business

A step-by-step triage playbook for SMB owners facing immediate cash stress. Written as an experienced peer who has guided businesses through cash crises. Readers will learn exactly what to cut first, how to communicate with banks to preserve relationships, and when to pivot to alternative financing before running out of runway.

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SMB Financial Health Diagnostic: Compare Your Metrics to Industry Peers — Small Business

A practitioner framework for diagnosing which financial metrics are dragging down a small business by comparing gross margin, net working capital ratio, and cash burn rate to industry peers at the $1M-$5M revenue stage. Written as an experienced peer sharing a diagnostic tool founders can use immediately. Readers will learn the exact benchmarks and red flags that signal which metrics need urgent attention.

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90-Day SMB Seller Financial Due Diligence Readiness Checklist — Cleanup Before Selling Business

A field-tested checklist of the financial due diligence flags that acquirers actually catch in sub-$5M deals. Written as a peer who has walked sellers through this sprint. First-time SMB sellers will learn the exact 90-day cleanup sequence and which financial loose ends buyers scrutinize most during deal review.

financial due diligence checklist small business saleprepare financials for business exitSMB seller financial readiness 90 days

Pricing Stress Test: How a 10% Cost Increase Tests Your Contribution Margin — Analysis

Shows SMB owners how to stress-test their pricing by modeling a 10% cost increase across different contribution margin thresholds. Written as a peer practitioner who has guided founders through margin erosion crises. Owners will learn the exact threshold analysis and pricing decision framework used before costs force a painful repricing.

contribution margin pricing stress testcost increase pricing decision small businessmargin erosion prevention pricing strategy

Cash Flow Red Flags That Reveal Hidden Profit Drains Before P&L — Small Business

Shows SMB founders the specific cash flow and balance sheet metrics that signal profit erosion long before it appears on the income statement. Written as a peer practitioner sharing field-tested diagnostic methods. Founders will learn which line items and ratios to review monthly to catch margin leaks early.

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Disclaimer: CurrentCFO provides educational content only and does not offer personalized financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer.